H305 Project Proposal
The theme of my project is going to be focused on the comparison of differences and similarities of the use of redlining in California cities and the financial consequences it had for these cities but also to compare the reaction of the people of each city to the creation of the Federal Housing Commission (FHC). Redlining initially began with the FHC and was the process of color coding cities primarily on the amount of minorities living within specific areas. These maps were used by banks and lenders to choose interest rates and while reading through some of my sources it is clear that the common argument is that it harmed the financial gains made by minority groups. My argument at this point is to come to a conclusion that the government made an active effort to negatively affect minority financial growth in California but also the comparison of minorities in cities in pushing back against redlining.
I plan on using Omeka so that I can post pictures and similar digital media of maps that show the use of redlining of cities in California. I also want to post the government documents that focus on redlining guidelines for the creation of the maps that were created by the Home Loaners Loan Corporation. Some of the other primary sources I have found are the manuals created and used by the Federal Housing Commission to make the racially segregated maps. I think posted the entire document will allow the readers who come to my profile to look at the entire document but I can also highlight portions that I think most help with the argument I am trying to make. The sources that I still need to work on are some diaries or interviews of people commenting on the creation of redlining or their personal experience with getting loans. In a video on YouTube that highlights some of the redlining policies it has an interview with a man who was turned down from a housing community because the color of his skin. I would like to find accounts similar to this but also accounts of dealing with loans by people within the other color groups because it can give a good measurement of comparison between cities and the effects of redlining.
I think this section of history is important because redlining is something that shifted power between social groups in America and it seems that more attention to the subject needs to be made. Through my use of social media and information I hope to give those who come to view my information give them a clearer understanding of California and the federal government’s part in shaping cities in Southern California.
Greer, James L. 2014. “Historic Home Mortgage Redlining in Chicago.” Journal Of The Illinois State Historical Society 107, no. 2: 204-233. America: History & Life, EBSCOhost (accessed March 6, 2016).
Hillier, Amy Elizabeth. “Redlining and the Home Owners’ Loan Corporation.” Dissertation Abstracts International, 2001. America: History & Life, EBSCOhost (accessed March 6, 2016).
HERNANDEZ, JESUS. “Redlining Revisited: Mortgage Lending Patterns in Sacramento 1930–2004.” International Journal Of Urban & Regional Research 33, no. 2 (June 2009): 291-313. America: History & Life, EBSCOhost (accessed March 5, 2016).
Dingemans, Dennis. “REDLINING AND MORTGAGE LENDING IN SACRAMENTO.” Annals Of The Association Of American Geographers 69, no. 2 (June 1979): 225-239. America: History & Life, EBSCOhost (accessed March 2, 2016).
Guttentag, Jack M, and Susan Wachter. 1980. Redlining and Public Policy. [New York]: New York University, Graduate School of Business Administration, Salomon Brothers Center for the Study of Financial Institutions.
This first website has a handful of maps in both the original versions and digital maps that allow the user to zoom in and give other financial information.
(5 maps, San Fransisco, Oakland, San Jose, Los Angeles, San Diego, Stockton)
Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure under Title II of the National Housing Act(Washington, D.C.: US Government Printing Office, 1936), http://hdl.handle.net/2027/mdp.39015018409246. ↵
Google Books Ngram, https://books.google.com/ngrams/graph?content=redlining&year_start=1940&year_end=2000 ↵